# What is EDD (Enhanced Due Diligence) in Singapore? (2026)

> EDD is the deeper level of due diligence applied to higher-risk customers, such as politically exposed persons or complex ownership structures.

_Updated 2026-07-09_

Source: /resources/glossary/edd

**In short:** Enhanced Due Diligence (EDD) is a deeper level of scrutiny applied when a customer or transaction presents a higher risk of money laundering or terrorism financing — for example politically exposed persons (PEPs), high-risk jurisdictions, or complex ownership structures. It goes beyond standard Customer Due Diligence (CDD).

## When is EDD required?

EDD is required where the risk assessment indicates a higher risk — for example, dealing with a politically exposed person, a customer connected to a higher-risk country, or an unusually complex or opaque ownership structure. In such cases the provider must take additional measures beyond standard CDD.

## What extra measures does EDD involve?

EDD may include obtaining additional information on the customer and beneficial owners, understanding the source of wealth and source of funds, obtaining senior-management approval to continue the relationship, and applying more frequent ongoing monitoring. Confirm the current EDD triggers and required measures against ACRA and MAS AML/CFT guidance, as these are set by regulation.

## Sources

- [ACRA — AML/CFT for corporate service providers](https://www.acra.gov.sg)
- [MAS — Anti-money laundering and countering the financing of terrorism](https://www.mas.gov.sg/regulation/anti-money-laundering)

## Related

- [CDD — Customer Due Diligence (glossary)](/resources/glossary/cdd)
- [RQI (glossary)](/resources/glossary/rqi)